Section

Investing

Growing reserves with index funds and low-risk portfolios.

An index fund owns the whole market for a tiny fee. Here is how a 0.03% expense ratio beats a 1% managed fund over thirty years.

Rebalancing sells what grew and buys what fell. Done right it controls risk more than it boosts returns. Here is the arithmetic.

A stablecoin yielding 5% looks like a savings account with no bank. It is not. Here is the counterparty risk and the maths behind the yield.